CBS Next
The Next Generation Credit Bureau Platform
Run your entire credit bureau operation on one secure, modular platform — from data ingestion to scoring, reporting, monitoring, billing, and API delivery.
The Engine Behind Modern Credit Bureaus
CBS Next is a state-of-the-art credit bureau platform designed to power modern, scalable credit registries and bureaus. It brings together data collection, validation, scoring, reporting, monitoring, disputes management, billing, and integrations into one unified system.
Built as the evolution of a proven platform deployed in more than 30 markets, CBS Next enables bureaus and central banks to streamline operations, absorb diverse data flows, onboard members faster, and scale securely as volumes grow.
With a modular architecture and powerful API capabilities, CBS Next allows you to modernize legacy systems, expand into new data segments, and deliver better decision tools to lenders and regulators alike.
Key Features
- State-of-the-art web-based user interface
- Credit reports and interactive dashboards
- Integrated scoring, including Creditinfo Predictor (CIP)
- Portfolio monitoring and automated alerting
- Data ingestion via XML/ZIP batch upload and web services
- Built-in data validation and quality control rules
- Disputes management module
- Billing module with statistical and usage reporting
- Full audit trail and activity tracking
- Advanced admin controls (subscribers, users, roles)
- Security suite including 2FA, maker-checker workflows, and IP filtering
- Machine-to-machine integration via SOAP and REST-like JSON APIs
Use Cases
- Launch a new credit bureau or national credit registry
- Upgrade from legacy CBS/CB5 platforms to a modern system
- Expand into alternative data (telco, utilities, insurance, fintech)
- Introduce portfolio monitoring and automated borrower alerts
- Implement transparent pricing, billing, and audit-ready reporting
- Integrate lenders, fintechs, and partners via secure APIs
- Scale operations securely as data volumes and subscribers grow